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WHAT IS CERTIFIED
DIVORCE LENDING?

Approximately 50% of marriages end in divorce, yet homeowners with mortgages represent an overlooked group of clients. CDLP specializes in working with clients who are going through a divorce, providing assistance to homeowners during this difficult time.

Couple frustrated with a lawyer in the background looking at both of them with pen in hand waiting for signatures

HELPING HOMEOWNERS PREPARE FOR LIFE AFTER DIVORCE: A HOLISTIC APPROACH TO DIVORCE MORTGAGE PLANNING

The ultimate goal is to always best meet the needs of the divorcing homeowners. In over 70% of all divorces in the United States, real estate is involved during the divorce process and not after the fact, many potential financing struggles can be avoided with valuable and educated input from the Certified Divorce Mortgage Planner. 

HOW A CDLP CAN HELP YOU?

A CDLP is trained to recognize potential legal and tax implications with regards to mortgage financing in divorce situations. 

A CDLP is skilled in specific mortgage guidelines as they pertain to divorcing clients.
A CDLP is able to identify potential concerns with support/maintenance structures that may conflict with mortgage financing opportunities.
A CDLP can guide you on how to avoid potential capital gains concerns with regards to the disposition of marital real estate. 
A CDLP can help you implement a strategic divorce settlement agreement ensuring the best opportunities to secure mortgage financing post decree.
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The CDLP understands their role is not to provide legal or tax advice. Their role on the professional divorce team is to help by providing insight on mortgage financing opportunities and recognize potential legal and tax concerns that may arise in any given circumstance while bringing these concerns or opportunities to the attention of other team members. 

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